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Real ESTATE Law

The biggest purchase of your life shouldn’t be the most confusing.

Buying, selling, or refinancing in Alberta? You’ll have a real estate lawyer who handles the fine print and gets you to closing day calm, clear, and protected.

Lumis Law provides Real Estate Law services, including residential home purchases and sales, mortgage refinancing, condo estoppel certificate review, title transfers, and title insurance guidance. Note: Alberta has no land transfer tax.

The Problem

You found the place. You made the offer. And somewhere between the excitement and the moving boxes, a thick stack of documents landed in your inbox, full of terms you’ve never seen, deadlines you didn’t set, and a closing date that’s suddenly very real.

Lumis Law’s solution

That mix of “this is amazing” and “what am I actually signing?” is exactly where most buyers and sellers live in the final weeks.

That’s where Lumis Law steps in. You’ll have a real lawyer reviewing every detail, explaining what matters in plain language, and making sure the title, the money, and the paperwork all line up before you sign. No jargon. No last-minute surprises. Just a smooth handoff from offer to keys, so the only thing you’re thinking about on closing day is where the couch goes.

From offer to keys, every detail handled.

Buying a Home, Get to the keys without the panic.

Clean title, no surprise claims, money that moves safely. Your purchase is reviewed end to end, your mortgage documents explained in plain English, and your closing handled on time — so nothing derails your move.

Selling a Home, Close clean and walk away paid.

Selling has its own paperwork and its own risks. Your mortgage payout, your obligations to the buyer, and your sale proceeds are all managed — so you hand over the keys with confidence and the right amount in your account.

Mortgage Refinancing, Make the change without the headache.

Refinancing sounds simple until the legal paperwork shows up. Your new mortgage is reviewed and registered, your old one discharged — you get your better rate without the tangle.

Condo & Estoppel Certificate Review, Know what you’re buying before you’re locked in.

A condo comes with a building, a budget, and a board — and the documents are easy to misread. The estoppel certificate and reserve fund are reviewed so special assessments, restrictions, and financial red flags surface before they become your problem.

Title Transfers, Add or remove someone the right way.

Adding a spouse, removing a name after a separation, or moving a home into your estate plan feels simple — but carries real legal and tax consequences. It’s done properly, with the paperwork and the implications explained.

Title Insurance Guidance, Protect yourself against what you can’t see.

Hidden defects, survey problems, or someone else’s claim can surface long after closing. Clear advice on what title insurance covers, what it doesn’t, and whether it’s worth it for you — so a title-search surprise never becomes yours.
Start Your Closing With Lumis Law

A smoother closing, without cutting a single corner.

You’ll know the price up front.

Real estate is one area where surprise legal bills are far too common. With Lumis Law, you’ll get a clear, transparent quote from the start, so you can budget your closing costs without guessing.

You’ll actually reach your lawyer.

Closings move fast, and questions don’t wait for business hours. Your file stays with the same lawyer from offer to keys, so the person who answers your question is the person handling your closing, not a call centre reading a screen.

You’ll have Alberta expertise in your corner.

From Alberta’s Land Titles system to local closing customs, you’ll have a lawyer who knows the provincial details cold, and uses that knowledge to keep your transaction on track.

The real estate questions Calgarians ask us most.

Start Your Closing With Lumis Law
Wait, does Alberta have a land transfer tax?
No — Alberta is one of the few provinces with no land transfer tax. You’ll pay Land Titles registration fees instead, which are modest by comparison. We’ll give you the full closing-cost picture up front, so nothing on the statement surprises you.
As early as you can — ideally before your conditions come off, and always before closing documents are signed. In practice, most clients come to us once the offer is accepted, and that’s fine. Earlier just means more chances to catch problems while they’re still cheap to fix.
It’s the condo corporation’s official statement of the unit’s fees, arrears, reserve fund, special assessments, and any lawsuits. It tells you whether you’re buying into a healthy building or someone else’s expensive problem — and we read it before you’re locked in.
Often, yes — it protects you against title fraud, survey problems, and defects a search can’t always catch, and most lenders require it. It’s a modest one-time premium; we’ll tell you plainly whether it makes sense for your property.
Residential closings are usually a flat fee plus disbursements like registration and title insurance. You’ll get the full written quote before anything starts — the number you see is the number you pay.